"The most professional and competent insurance broker I have ever had the pleasure to work with. Alex understood exactly what my '67 Mustang was worth and made sure I had agreed value coverage. Bless you always my friend!"
— Noel Harris
Classic & Collector Auto Insurance
Your Classic Deserves
Agreed Value Coverage.
Standard auto insurance depreciates your vehicle's value. Classic and collector car insurance pays what your car is actually worth — with Hagerty and other specialty carriers that understand your investment.
Agreed Value — No DepreciationClassic, Exotic & CollectorHagerty & Specialty Carriers
Specialty carrier partner:
What's Covered
Coverage built for vehicles that appreciate
Classic, collector, and exotic vehicles aren't daily drivers — and they shouldn't be insured like one. Here's what a specialty policy provides.
Agreed Value Coverage
You and the carrier agree on your vehicle's value upfront. If it's totaled, you receive that full amount — no depreciation, no negotiation, no surprises.
Spare Parts & Tools
Covers the spare parts, tools, and accessories you've accumulated for your classic — often up to $500–$2,000 in additional coverage.
Flatbed Roadside Assistance
Specialty roadside assistance that dispatches a flatbed — not a hook-and-chain tow truck — to protect your vehicle's undercarriage and finish.
Flexible Usage
Coverage for car shows, club events, pleasure driving, and occasional use — not just garage storage. Policies are tailored to how you actually use your vehicle.
Restoration Coverage
Covers your vehicle while it's being restored — protecting the work in progress, parts, and the vehicle itself during the restoration process.
Storage & Trailer Coverage
Covers your vehicle while in storage or being transported on a trailer to shows and events — a common gap in standard auto policies.
Why RightQuote
Specialty coverage vs. standard auto policy
Standard auto insurance is the wrong tool for a classic or collector vehicle. Here's why specialty coverage matters.
FeatureRightQuoteStandard Auto Policy
Agreed value (no depreciation)
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Hagerty & specialty carrier access
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Flatbed roadside assistance
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Spare parts coverage
varies
Restoration & in-progress coverage
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Annual policy review
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Licensed in 46 states
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Customer Stories
Real collectors. Real protection.
"Alex Ford has been amazing. Super responsive, professional, and knowledgeable re: corporate and personal coverages, policies, and underwriters. He got me set up with Hagerty and I couldn't be happier."
— Dustan Hellwig
"Alex took the time to understand my collection before recommending anything. He found agreed value coverage for all three of my classics at a rate that made sense. Highly recommend."
— Michael Torres
FAQ
Classic auto insurance questions answered
Further Reading
Classic & Specialty Auto Insurance Guides
Get the right coverage for your classic.
Get a free classic and collector auto insurance quote in minutes. We work with Hagerty and other specialty carriers to protect what you've built.