Policy X-Ray
Enter a few numbers from your dec page and see what you'd actually pay out of pocket in six realistic disasters — no login, no personal data collected.
Your policy details
All fields are optional — enter what you have and we'll calculate what we can.
Found on your dec page. This is the amount your home would be rebuilt for.
Deductibles
Applies to fire, burst pipe, theft, and most non-wind/hail claims. Found on your dec page.
Roof
Affects depreciation schedules and potential carrier discounts.
How old is your current roof?
Sewer / water backup
Service line coverage
Covers underground utility lines (water, sewer, electric, gas) from the street to your home.
Seepage & leakage
Covers gradual water damage from slow leaks, moisture intrusion, and seepage — excluded from standard HO-3 policies. Often includes mold remediation.
The per-item or category limit for jewelry theft on your policy.
See gaps? Let's close them.
Our agents review your full policy for free — no pressure, no obligation. We'll tell you exactly what to fix and what it costs.