"I was completely overwhelmed turning 65. RightQuote walked me through every option, compared the plans side by side, and helped me pick a Medicare Advantage plan that covers all my doctors. I couldn't have done it without them."
— Barbara Kowalski
RightQuote's licensed Medicare specialists help you navigate Original Medicare, Medicare Advantage, and Medicare Supplement plans — at no cost to you.
Coverage Types
Medicare has a lot of moving parts. RightQuote's specialists break it down and help you choose the combination of coverage that fits your health and your budget.
The federal foundation: Part A covers hospital stays and Part B covers outpatient care. Most people get Part A premium-free. Understanding what it does and doesn't cover is the starting point for every Medicare decision.
All-in-one plans from private insurers that bundle Parts A, B, and usually Part D. Many plans include dental, vision, and hearing — often with $0 monthly premiums. The most popular Medicare option for new enrollees.
Fills the gaps in Original Medicare — covering copays, coinsurance, and deductibles that Medicare doesn't pay. Pairs with Original Medicare for predictable, low out-of-pocket costs. Ideal for frequent healthcare users.
Standalone prescription drug coverage that works alongside Original Medicare or a Medigap plan. Plan formularies vary widely — RightQuote compares Part D plans based on your specific medications.
Medicare Advantage plans tailored for people with specific chronic conditions, dual Medicare/Medicaid eligibility, or those in certain care settings. Highly coordinated care with specialized benefits.
Missing your Initial Enrollment Period can result in permanent premium penalties. RightQuote helps you understand your enrollment windows — whether you're turning 65, retiring, or losing employer coverage.
Why RightQuote
Medicare decisions are permanent — the wrong plan can cost you thousands. A RightQuote Medicare specialist guides you through every option at no cost to you.
Customer Stories
"I was completely overwhelmed turning 65. RightQuote walked me through every option, compared the plans side by side, and helped me pick a Medicare Advantage plan that covers all my doctors. I couldn't have done it without them."
— Barbara Kowalski
"My wife and I both switched to RightQuote for our Medicare coverage. They found us better plans than what we had and saved us over $200 a month combined. The service is outstanding — they actually answer the phone."
— Gerald Simmons
"Alex explained the difference between Medicare Advantage and Medigap better than anyone I'd talked to. He was patient, thorough, and never pushy. I finally feel confident I have the right coverage."
— Donna Fitzgerald
FAQ
Further Reading
Turning 65 or reviewing your current Medicare coverage? Talk to a RightQuote Medicare specialist — free, no-obligation, and no pressure.