Renewal Radar
Insurers are tightening underwriting. Your renewal may look routine — but the details can change significantly. Enter your old and new terms and we'll flag what matters.
Your expiring policy
Enter the terms from your current (expiring) policy declarations page.
Found on your declarations page — the total amount you pay per year.
The amount your home would be rebuilt for. Not the market value.
The amount you pay out of pocket before insurance kicks in.
Often a separate, higher deductible. Leave blank if same as all-peril.
How your insurer pays for a roof claim. RCV replaces at today's cost. ACV deducts for depreciation.
Any coverage limitations, sublimits, or new exclusions on the declarations or endorsement pages.
Not sure what you're looking at?
The RightQuote team reviews renewals at no cost. We'll tell you if your carrier is treating you fairly.