Military Family Insurance
Insurance That Moves With You
Military families face insurance challenges most agents have never dealt with — PCS moves across state lines, deployment gaps, VA loan requirements, and storage unit coverage. We have. Licensed in 46 states, we can write your policy in your origin state and your destination state.
The Insurance Challenges Military Families Face
Most civilian agents have never dealt with these situations. We have.
PCS Moves Create Coverage Gaps
When orders come, you have 30-90 days to move across state lines. Most agents are only licensed in one or two states and cannot write your new policy. We are licensed in 46 states and can handle the transition from day one.
Deployment Leaves Policies in Limbo
A deployed vehicle sitting in storage does not need full coverage — but you still need to maintain minimum coverage to avoid a lapse. We structure deployment-friendly policies that reduce your premium without creating a gap that costs you at renewal.
VA Loans Have Specific Insurance Requirements
VA loans require homeowners insurance that meets lender minimums. Some carriers are unfamiliar with VA loan requirements or add unnecessary riders. We know exactly what your lender needs and find coverage that satisfies it without overpaying.
Renters Insurance on Base vs. Off Base
On-base housing is not covered by the government. Whether you live in barracks, on-post family housing, or off base, your personal property and liability need their own policy. We write renters insurance starting under $20/month.
Storage Unit Coverage During a Move
Household goods in a storage unit during a PCS move are often excluded from standard homeowners and renters policies. We add storage coverage so your belongings are protected from the moment they leave your old home to the moment they arrive at the new one.
Multi-State Auto Insurance
Each state has different minimum liability requirements. When you PCS, your auto policy needs to meet the new state's minimums immediately. We update your policy before you cross the state line.
Bases We Serve
Fort Carson
Army
Peterson Space Force Base
Space Force
Schriever Space Force Base
Space Force
US Air Force Academy
Air Force
Buckley Space Force Base
Space Force
Luke Air Force Base
Air Force
Davis-Monthan AFB
Air Force
Camp Ripley
Army National Guard
Military Insurance Guides
PCS Move Insurance Checklist
What lapses, what to cancel, what to start, and how to handle overlap coverage when orders come.
Read the PCS GuideDeployment Coverage Guide
How to reduce your auto premium during deployment, what to do with your renters or homeowners policy, and SCRA protections.
Read the Deployment GuideFort Carson & Colorado Springs
Local insurance guide for Fort Carson, Peterson SFB, Schriever SFB, and USAFA families in the Colorado Springs area.
Colorado Springs Military GuideWe Know SCRA
The Servicemembers Civil Relief Act gives active-duty military specific rights around insurance — including the right to cancel auto insurance when deploying overseas and protections against certain rate increases. Most civilian agents have never read the SCRA. We have, and we make sure your policies are structured to take full advantage of it.
Common Questions
Get a Quote Built for Military Families
Tell us where you are, where you are going, and what you need covered. We will handle the rest — across state lines, across branches, across every life stage of your military career.